Storms That Destroy Your Home - Roofer911.com

You will never truly appreciate the effort that goes into filing insurance claims for a roof replacement until you are forced to do it. The mess you are left to clean up after a bad storm tears your roof apart and saturates your home with water is bad enough. Unfortunately, dealing with your home insurance company can be like adding insult to injury. Like a victim of a terrible crime you have to prove that were an innocent bystander that just happened to be in the path of destruction when the storm hit.

Insurance Companies Shy Away from Water Damage

Here’s the deal. Most homeowner policies cover wind, fire and theft damage, but not flood damage. It’s left up to you to prove that the damage to your home was caused by wind and wind-driven rain rather than by a flood. The claim adjuster may have trouble determining the difference. The outcome of the assessment has a direct impact on who pays for the damage – you or the insurance company. In general, they prefer not to deal with water damage because it is very costly to resolve.

If your home is in an area that was struck by a hurricane or very intense storm, flooding is likely involved. You must have the ability to prove the flooding began with damage caused by the wind. How do you know? There are certain things you can identify, such as missing shingles on the roof, windows broken as a result of the wind or wet insulation in the attic caused by driving rain. These signs are obvious, but you also have to prove that water rising from the basement and ruining your belongings started with roof damage.

We Have the Expertise to Prove Your Case

That’s where we come in. We have close to 40 years experience in water damage “forensics”. Using infrared scanners we trace the reason for the excess water anywhere in your home back to its original source, even in cases where nothing is apparent to the naked eye. To say that you need to have your home inspected by a professional in the field of wind and water damage after it has been ravaged by a storm is an understatement. It could save you thousands of dollars out of pocket.

We Settle Your Claim Directly with Your Insurance Company

The greatest advantage to having us take care of you after a storm is you never have to deal directly with your insurance company. We are keenly aware of the trauma you experience at a catastrophic event, so we go out of our way to make your recovery as easy as possible. We contact your insurance company and handle all the details, paperwork and phone calls. We handle all claims that pertain to damages caused by strong winds, heavy rain, snow, hail and earthquakes. Most insurance claims for a new roof are settled almost immediately.